Having a good credit score isn't just about being able to apply for loans and credit cards. It's also about protecting your financial future. While some people may think of a credit score as simply a three-digit number, there are a multitude of benefits to having a score that's in good shape.

For starters, having a good credit score gives you access to lower interest rates, both when you borrow and when you save. Banks, lenders, and credit card issuers are all interested in your credit score when you try to open an account or take out a loan. The higher your score is, the more likely you are to get a better deal.

Your credit score can also help you save time and money when you're shopping for other items or services. Many companies look at your score to determine if they want to provide you with a service or product, and having a higher score may make you more appealing as a customer. This can result in better savings for you.

Having a high credit score also helps protect your purchase power and financial security. A good score can help ensure that you're able to purchase big-ticket items like cars or homes. It can also help you get insurance or cellphone plans

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